Important Disclaimers

Wealthcare Capital Management LLC ("WCM") is a Registered Investment Advisor ("RIA"), located in the Commonwealth of Virginia. WCM provides investment advisory and related services for clients nationally. WCM will maintain all applicable registration and licenses as required by the various states in which WCM conducts business, as applicable. WCM renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.

Terms of Use

Please read these terms and conditions of use (“Terms”) carefully before using the website located at (“Website”) or any of the information or services provided by Wealthcare Capital Management LLC (collectively “WCM”, “we”, “our”, “us”) in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and accept to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by WCM in connection with the Website and should promptly terminate all use thereof. The terms “you” and “your” mean you and any entity you may represent in connection with the use of the Website. You may use your browser to download or print a copy of these Terms for your records.

WCM reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our Website after we have posted changes to these Terms, you are agreeing to these Terms as modified.

These Terms were last updated on December 12, 2017.

Risk Disclosure

Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable. 

Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments.

This website is intended to provide general information about WCM and its services. It is not intended to offer or deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information. 

Market data, articles and other content on this website are based on generally available information and are believed to be reliable. WCM does not guarantee the accuracy of the information contained in this website. The information is of a general nature and should not be construed as investment advice.

Please remember that it remains your responsibility to advise WCM, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.

WCM will provide all prospective clients with a copy of our current Form ADV, Part 2A ("Disclosure Brochure") and the Brochure Supplement for each advisory person supporting a particular client. You may obtain a copy of these disclosures on the SEC website at or you may Contact Us to request a free copy via .pdf or hardcopy.

Email Disclosures

WCM often communicates with its clients and prospective clients through electronic mail (“email”) and other electronic means. Your privacy and security are very important to us. WCM makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send WCM private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery.

Please note: WCM does not accept trading or money movement instructions via email.

As a registered investment advisor, WCM emails may be subject to inspection by the Chief Compliance Officer (“CCO”) of WCM or the securities regulators. 

If you have received an email from WCM in error, we ask that you contact the sender and destroy the email and its contents.

For a copy of the WCM Privacy Policy, please click here.

If you have any questions regarding our email policies, please Contact Us.

Social Websites

WCM may utilize third-party websites, including social media websites, blogs and other interactive content. WCM considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, WCM generally retains copies of information that WCM or third-parties may contribute to such sites. This information is subject to review and inspection by the CCO of WCM or the securities regulators.

Information provided on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by WCM’s advisory persons after entering into an advisory agreement and provided WCM with all requested background and account information.

If you have any questions regarding our policies, please Contact Us.


Wealthcare Capital Management
Two James Center, 1021 E. Cary St., Suite 1120, Richmond, VA 23219